heating and cooling equipment financing

Equipment Financing and Rebates

Hometowne Energy can help you with both!

Purchasing new heating, cooling and comfort equipment is a major investment in your home, not only in terms of your comfort and your home’s value, but in dollars and cents as well.

At Hometowne Energy, we understand that. It’s why we offer top-quality equipment and installation, and why we put our slogan of “Neighbors Taking Care of Neighbors” into practice by assisting you with securing financing and rebates for your new equipment.


Hometowne Energy makes financing upgrades to your home-energy equipment easier through our affiliation with EnerBank USA. You get payment options that fit your needs and your budget. Choose 12 months or spread your payments out for up to five years at a reasonable rate.

2 options to pay for your project

12-month Same-as-Cash Loan*
$1,000 – $70,000
Loan code: DEL2625
7.99% 5-Year Reduced-Interest Loan**
$3,500 – $70,000
Loan code:  DEL2685

Loans provided by EnerBank

enerbankIt’s quick and easy to apply. Complete your home-improvement project now! You’ll receive a credit decision in seconds. EnerBank will send you the loan documents and a payment-authorization form for review and signature.

Visit EnerBank to learn more.

3 easy ways to apply
Use the information provided above when applying: Program phone number 800-774-7598, contractor ID 95940, and loan code (listed above).

  • Apply online: application.enerbank.com
  • Apply by phone: 800-774-7598
  • Apply with EnerBank’s mobile app: Available on your contractor’s device

Loans provided by EnerBank USA, Member FDIC (1245 Brickyard Rd., Suite 600, Salt Lake City, UT 84106) on approved credit, for a limited time.

Finance with NEIF

Improve your home with trustworthy fixed-rate monthly payment financing.

neif financing

Hometowne Energy is an approved contractor of the National Energy Improvement Fund and we offer our customers fair and affordable monthly payment options.

The EnergyPlus Loan

  • 100% financing from $2,500 for most HVAC and home repairs
  • 3, 5 and 10 Year terms available for all loan amounts
  • Guaranteed, fixed payment for the full term (unlike many other credit-card type programs)
  • Flexibility to pay off early at any time, without penalty

Visit the Hometowne Energy page on the NEIF website to learn more, or to apply online.


Did you know that some manufacturers and organizations offer rebates on home heating, cooling and comfort equipment? And that your equipment may qualify you for a federal tax rebate? You can be reward for upgrading to new, energy-efficient equipment for your home!

Hometowne Energy can help you find and apply for rebates for qualifying equipment, as well as advise on potential tax credits, putting more money back in your wallet.

For 2024, as part of the Inflation Reduction Act, you can receive substantial federal tax credits for installing ENERGY STAR-certified heating and cooling systems, along with other qualifying energy-efficient home improvements.

Please go to energystar.gov to learn more.

Save up to $100 with Rinnai!

Rinnai, a leading manufacturer of propane-fired products, is currently offering a special promotion: up to $100 off the purchase of qualifying Rinnai tankless water heaters, heaters and boilers. With Rinnai’s superior engineering, smart design and unmatched quality, you’ll enjoy an endless supply of hot water—plus significant energy savings, all year long. This offer is valid while funds last—so don’t miss out! Contact us for more information today.*

To claim your rebate online or by mail, click here.


$100 Rinnai Rebate Available on

  • SENSEI™ and Condensing Tankless Water Heaters
  • RE SERIES™ Non-Condensing Tankless Water Heaters
  • Commercial Water Heating Products
  • Condensing Boilers
  • EnergySaver® Direct Vent Heaters
  • Hydronic Air Handlers
  • Heat Pump Companion Kit

$50 Rinnai Rebate Available on:

  • Non-Condensing Value Series Tankless Water Heaters
  • Vent-Free Fan Convectors

Contact us today to learn more about our financing and rebates services!